In January, the interest rate on housing loan contracts again renew minimum of the series, started in 2009, settling at 1.340%, show data from the National Institute of Statistics, released on terça- fair.
Over the last month of 2014, the interest rate fell 0.044 percentage points, what happens for the sixth consecutive month.
The fall of the implicit rate reflects the continuing fall in Euribor rates, which are associated with almost all contracts to housing in Portugal, and are close to zero.
also reflect the declining interest component, the average monthly benefit fell in January 1 euro to 242 euro.
In contracts in the last three months, where they are applied spreads (trading margin of banks) and higher, the interest rate fell, from 2,997% in December 2014 to 2,979 % in January.
In loans concluded in the last three months, the average monthly benefit fell nine euros to 325 euros.
The value of the average outstanding principal for all contracts of mortgage loans was 53.033 euros in January (53,100 in December) and on loans concluded in the last three months, stood at 77,304 euros (76,311 euros in December).
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